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Mortgages and Remortgages
If you are buying your first home, moving or looking to remortgage then you should seek the advice and guidance of an independent mortgage broker to help you find the best product to suit your circumstances now and in the future. There is a maze of products still available with products being added and withdrawn on a daily basis. Comparison websites will only give you information based upon what you tell them; if you have missed out a vital piece of information then you could well be taking out the wrong mortgage product and that could cost you more money than you think you have saved by doing it yourself.
Why not give us a call to discuss your options - there's no charge or obligation for an initial chat to see if we can help.
Buy to Let and Commercial Funding
Buying property to let is still as popular as ever despite the downturn in the property market in recent years. It's a tangible investment that most of us understand, unlike stocks or bonds for example! Despite price falls property still shows a steady return over the long term and has the added possibility of cashflow if managed correctly.
As experienced property investors and developers ourselves we can advise you in how to get started in property investing including a thorough and frank overview of the pitfalls and problems you may experience as well as how to finance your venture.
If you're an established investor then we can assist you with growing or restructuring your portfolio. In all cases we can help you decide on your all important exit strategy. Check out our Wealth Management page for more information on this.
We can also assist with your commercial and development funding requirements.
Please do not hesitate to get in touch to discuss your requirements either via the website or by calling us on
024 7617 0096
Secured Loans and Bridging Finance
If you have a requirement for additional borrowing but don't want to remortgage then you might be considering a secured loan and we can help.
If you're a property investor and have equity in your property or portfolio then a secured loan might be the best way to raise additional finance rather than looking to refinance in a tough marketplace. This is especially attractive if your current mortgage is on a low base rate tracker.
If you're buying a new home and haven't yet sold your current property then you may require bridging finance so that you don't lose your home. Bridging is especially attractive for property investors and developers who need fast finance when buying properties at auction or properties that require work where you may find it difficult to obtain a normal mortgage.
Keys (UK) Limited is an Appointed Representative of Julian Harris Mortgages Ltd. Authorised and regulated by the Financial Services Authority in the conduct of mortgage and general insurance business with FSA No. 304155.
Your home may be repossessed if you do not keep up repayments on a mortgage
or other loan secured on it.
Think carefully before securing other debts against your home.
Buy to let (pure) and commercial mortgages are not regulated by the FSA.
STOP PRESS:
We have access to 100% loan to value funding for medical sector properties such as nursing homes, surgeries, pharmacies, care homes and opticians.
If you have a lending requirement that you think may be suitable please contact us to discuss criteria and rates.
Mortgages and Finance...
Despite the credit crunch there are still well over 2,500 mortgage products in the marketplace with more being added every day. Comparison websites can't possibly present you with all of the options and your bank or building society will only show you their products.
So it pays to have the guidance of an independent mortgage broker to help you sift through the multitide of products available to choose the one best suited to you.